We want to disrupt all
Financial Services

Open Banking is game changing,
but has only now become available across every UK bank

Opening up and unifying the fragmented UK Banking landscape

Today - There is NO Frictionless
Personal Payment & Identity solution in the UK

Historically, Person-2-Person (P2P) payment solutions have been the only successful approach to change consumer payment habits worldwide.

Start with P2P Payments, establish network effects

Start with P2P Payments, establish network effects

Focus on solving the basic problem of person-to-person payments enabled by Open Banking to build initial usage and trust among consumers.

Focus on solving the basic problem of person-to-person payments enabled by Open Banking to build initial usage and trust among consumers.

By resolving a true common consumer pain-point effectively, we can foster widespread adoption and create a network effect via an open-loop solution.

By resolving a true common consumer pain-point effectively, we can foster widespread adoption and create a network effect via an open-loop solution.

Use trust to expand into commercial payments

Use trust to expand into commercial payments

Once trust and a solid user base are established through P2P services, we will expand into commercial payments.

Once trust and a solid user base are established through P2P services, we will expand into commercial payments.

By resolving true merchant & business challenges such as high fees and slow settlement times. Without introducing new adoption challenges for users.

By resolving true merchant & business challenges such as high fees and slow settlement times. Without introducing new adoption challenges for users.

Growth through Value-Added Services, delivering on Open Finance

Introduce additional services such as bill payments, B2B transactions, and broader merchant services that require a trusted Digital Identity to generate revenue.

Introduce additional services such as bill payments, B2B transactions, and broader merchant services that require a trusted Digital Identity to generate revenue.

By providing one trusted digital identity with privacy and ubiquity at its core. We enable consumers and business to centralise bills, and easily manage & subscribe to services in one place.

By providing one trusted digital identity with privacy and ubiquity at its core. We enable consumers and business to centralise bills, and easily manage & subscribe to services in one place.

Now is the opportunity to disrupt at scale, leveraging Open Banking to build a new financial ecosystem

Your wallet reimagined for the Direct Messaging  age

Personal Payments

Anyone can pay you, in just a few clicks. Live in the UK.
Try it now!

Anyone can pay you, in just a few clicks. Live in the UK.
Try it now!

Commercial Payments

Envisioning Low Fees & Instant Settlement with easy adoption

Envisioning Low Fees & Instant Settlement with easy adoption

Digital Identity

Envisioning verify the facts instantly. Verify PI and instant centralised onboarding.

Envisioning verify the facts instantly. Verify PI and instant centralised onboarding.

Use the foundation of a simple, widely adopted P2P solution to build complex financial ecosystems. Applying a proven change model from developed & emerging markets to the UK and adjacent markets.

Our Team has unrivalled global PayTech experience and backers, with a strong execution background

Want to learn more? Please Contact Us.